01
12-month median price growth
>5% & ≤20% — Suburb median price growth over the last 12 months. Strong movement without exceeding my preferred range.
5
Buyer
Saved assessments record the selected buyer, and the AI review tailors its notes to them. Saved to the cloud when you sign in with the agency account.
0
Pass
0
Fail
38
Open
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Weighted pass
Weighted pass uses your own importance scores on answered items only. Unanswered items never count as a pass. A research tool, not financial advice.
Review documents with AI
Add a listing, inspection report, title search or strata report. The model reads them and drafts a suggestion for each check it can actually evidence. Nothing is marked until you add it.
Growth cycle
02
36-month median price growth
<40% — Last 36 months; lower growth is preferred. Check how far the market has already moved.
5
03
10-year median price growth
≤100% — Last 10 years. Read the longer history alongside recent movements.
5
Supply & rental
04
Renter proportion
<35% — Record the provider’s definition of renter proportion and the relevant household base.
5
05
Vacancy rate
<2% — Use the same geography and dwelling type where available; inspect multiple observations.
5
06
New dwelling approvals
<8% — New dwellings approved over the last 18 months / existing total dwellings ×100. Count dwellings, not approval documents.
5
13
Gross rental yield
≥4.5% — Gross yield is before expenses. Keep suburb yield separate from the proposed property’s yield.
5
15
Developable land supply
Less supply — Less developable land supply is preferred. Review land release, zoning, constraints and credible delivery timing; no numeric cutoff.
5
Jobs & households
07
Regional town / city population
>25,000 — Use regional town or city population, not suburb population. Record the boundary and population date.
5
16
Accessibility infrastructure
Jobs connection — Look for infrastructure connecting residents to jobs. Check actual accessibility, travel times and evidence.
5
17
Employment-generating infrastructure
Local employment — Review projects that attract residents through employment, such as hospitals and health centres.
5
18
Everyday amenities
Local amenity — Review schools, public transport, shopping centres and parks against local resident needs.
5
19
Household income comparison
State + national — Compare household income with BOTH state and national averages using consistent measures. No numeric cutoff supplied.
5
20
Mortgage repayment affordability
>70% — More than 70% of mortgage-paying households spend less than 30% of income on mortgage repayments. Use relevant households and account for missing data.
5
21
Rent affordability
≥60% — At least 60% of renting households spend less than 30% of income on rent. Use relevant households and account for missing data.
5
22
Professional occupation growth
Above state — A positive signal when professional occupations grow faster than the state average. Use consistent periods and geography; no invented cutoff.
5
23
City / town job advertisements
5-year review — Review the last 5 years. Declining ads flag possible weaker employment demand. Ads are a proxy; industry composition matters. Do not infer causation.
5
27
Unemployment rate vs state
Local unemployment at or below the state average, and stable or falling.
5
28
Economic diversity
Not reliant on one employer or industry (e.g. a single mine or factory).
5
Demand & liquidity
08
Demand-to-supply ratio score
≥55 — Use the provider’s own score definition. This is not a universal scoring standard.
5
09
Days on market
<50 + falling — Both conditions matter: fewer than 50 days AND trending down. Trends need multiple comparable observations.
5
10
Stock on market
<1.3% + falling — Below 1.3% AND trending down. Record the provider’s stock denominator and observation series.
5
11
Auction clearance rate
>60% — Sparse auctions mean insufficient evidence / N/A, never an automatic pass. Record auction volumes and coverage.
5
12
Online search demand
25:1 — 12-month rolling average. Preserve 25:1 as supplied. Confirm the provider’s numerator / denominator and whether this is a target or minimum; no pass until confirmed.
5
14
Average vendor discounting
<5% — Use discount magnitude: a reported −4% is a 4% discount. Check the provider’s calculation.
5
Population & demographics
24
Population growth trend
5–10 years of steady growth in the suburb and wider region (ABS / state forecasts).
5
25
Family & age profile
Share of families and working-age residents; matches the property type being bought.
5
26
Socio-economic index (SEIFA)
Relative advantage score and its direction over recent Census periods.
5
Market
29
Rental growth (12 months)
Rents rising steadily, supporting yield and tenant demand.
5
30
Sales volume / turnover
Enough sales each year for reliable pricing and an easy exit.
5
31
Affordability vs neighbouring suburbs
Priced below comparable nearby suburbs — room for a ripple effect.
5
32
Gentrification signs
New cafés, renovations, rising incomes and owner-occupier upgrades.
5
Location
33
Distance / travel time to major centre
Commute time to the CBD or main regional employment hub.
5
34
Crime rate trend
State crime statistics for the suburb, compared with neighbours over time.
5
35
School catchment quality
Catchment schools and their reputation for target families.
5
Supply & risk
36
Climate & insurance risk (suburb-wide)
Share of the suburb affected by flood, bushfire or coastal hazards; insurance premiums.
5
37
Government infrastructure pipeline
Funded projects with timing — announced vs funded vs under construction.
5
38
Land value share
Land makes up a high share of property value (scarcity drives growth).
5